Does this sound like you?
Graduating with student loan debt, or being charged with overdraft fees? Or, how about believing that moving up the corporate ladder is your only path to success?
We’ve all debt with money in some fashion in our life…
The truth is…
..when you think of personal finance, it’s not just one thing like budgeting or saving up for an emergency fund.
Instead, these individual “ingredients” combined together create one whole thing called personal finance.
The five main ingredients…
- Earn: The means to meet their basic needs and pursue personal goals.
- Save: A financial buffer to weather unexpected expenses and attain a sense of economic stability.
- Budget: Allocate resources wisely and cultivate disciplined spending habits.
- Debt: Maintaining financial responsibility and preserving creditworthiness.
- Invest: Potential for wealth accumulation and financial growth over time to build a diversified portfolio that can generate returns and beat inflation.
What you can expect
Dealing with your personal finances can be intimidating and can even put you in a place of denial. That’s why I’m here to break it down in a way that’s easy and even exciting.
There’s no judgment here as we’ve all had different experiences and life lessons. If anything, we can all learn together as knowledge can be power!