15 Secret Money-Saving Hacks for the Extreme Frugal People


For those committed to extreme frugality, every penny saved is a victory in the battle for financial independence and security. In this guide, we unveil a curated collection of secret money-saving hacks tailored specifically for the most dedicated practitioners of frugality.

1. Go Bulk, But Wisely

Bulk Buying
Photo Credit: Depositphotos

Buying in bulk isn’t a new idea, but doing it smartly is key. Focus on non-perishable items or products you use daily. This approach cuts down on shopping trips and takes advantage of lower prices per unit. It’s simple math. More for less always equals savings.

2. Harness the Power of Bartering

Harness the Power of Bartering
Photo Credit: Depositphotos

Bartering might seem old-school, but it’s gold for saving money. Swap skills or items with friends or community members. Teach someone guitar and get gardening tips in return. It’s all about exchanging value without spending cash. Plus, it strengthens community bonds.

3. Unplug and Save

LED Light Bulbs
Photo Credit: Depositphotos.

Electronics sip power even when off. Unplugging devices when not in use can shave dollars off your energy bill each month. Think about it. Less energy used means more money saved. It’s a small step with a big impact on your wallet.

According to a 2015 estimate by the Natural Resources Defense Council, the average US household could be spending about $165 annually on energy costs for devices that are left on continuously, even in standby mode.This insight highlights the potential savings that could be achieved by being more mindful of our energy consumption, a principle advocated by Inspire Clean Energy.

4. Master the 30-Day Rule

man with glasses thinking
Photo Credit: Depositphotos.

Impulse buys can drain your budget. The 30-day rule is a game-changer. If you want something, wait 30 days. Often, the urge to buy fades, saving you money. If not, it’s likely a worthwhile purchase. This hack teaches patience and discernment, crucial for saving.

5. Repair, Don’t Replace

Photo Credit: Deposit photos.

In a throwaway culture, repairing items can lead to big savings. A simple sewing kit or some basic DIY skills can extend the life of clothes and household items. It’s not just about saving money; it’s about valuing what you have. Plus, it’s kinder to the planet.

6. Meal Prepping

Cooking woman in kitchen
Photo Credit: Depositphotos

Cooking meals in advance isn’t just a health trend. It’s a budget saver. By planning your meals, you buy only what you need, reducing waste and avoiding pricey takeout. It’s like giving your wallet a well-deserved break while keeping your body fueled and ready.

7. Swap Books, Games, and Movies

friends sitting together on their phones
Photo Credit: Depositphotos.

Why buy new when you can swap? Trading books, games, and movies with friends keep your entertainment fresh without the cost. It’s a circle of savings. You enjoy endless new stories and adventures, all for the price of nothing.

8. The ‘Substitution Strategy

woman at grocery shopping
Photo Credit: Depositphotos.

Before buying anything, ask if there’s a cheaper alternative that would work just as well. For example, use baking soda as a cleaning agent instead of costly cleaners. This mindset encourages creativity and problem-solving, leading to significant savings over time.

9. Grow Your Greens

Ripe tomatoes growing on a branch in the garden
Photo Credit: Depositphotos.

Starting a small garden can trim your grocery bill. Herbs, tomatoes, and greens are easy to grow. They taste better fresh, too. It’s not just about saving money. Gardening is a peaceful hobby that can improve your meals and your mood.

10. Opt for Second-Hand

Second hand clothing shop.
Photo Credit: Depositphotos.

Second-hand doesn’t mean second-best. Thrift stores and online marketplaces are treasure troves for clothes, furniture, and more. Buying used saves you money and gives items a second life. It’s a smart move for your wallet and the planet.

11. Tap Into Library Resources

Library Card
Photo Credit: Depositphotos.

Libraries are gold mines for more than just books. Many offer free access to magazines, movies, and even online courses. This hack is a no-brainer for the curious mind looking to save on entertainment and education. It’s like hitting two birds with one stone, saving money while expanding your horizons.

12. Mystery Shopping for Perks

Photo Credit: Depositphotos.

Become a mystery shopper. Companies hire mystery shoppers to evaluate their services. In return, you get compensated or reimbursed for purchases. This hack can mean free meals, products, and services. It’s a fun and engaging way to save.

13. Get Crafty with Gifts

Handcrafted Soaps and Candles
Photo Credit: Depositphotos

Handmade gifts are not just personal; they’re cost-effective. Whether it’s baking cookies or crafting a photo album, the thoughtfulness shines through. It shows you care, without the need to splurge. This approach adds a personal touch to gifts and keeps your budget in check.

14. Join Community Gardens

Wood bench in garden
Photo Credit: Depositphotos.

If you don’t have space for your garden, community gardens are a great alternative. For a small fee or volunteer hours, you get fresh produce at a fraction of the store price. It’s a win-win. You save money, enjoy fresh food, and connect with your community.

15. Volunteer at Events

Happy volunteers in the park
Photo Credit: Depositphotos

Many events offer free admission to volunteers. From festivals to concerts, you can enjoy the experience without the ticket price. It’s a smart way to have fun and save. Plus, volunteering is a rewarding experience that enriches your life beyond just financial savings.


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