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15 Cashback Apps That Save People Hundreds Every Month

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Cashback apps are an increasingly popular tool that helps people save hundreds of dollars each month by offering rebates and rewards on everyday purchases. The convenience and accessibility of these apps make them an effective way for individuals to maximize their budget, turning routine shopping into opportunities for significant financial returns.

1. Rakuten

Rakuten
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Rakuten, formerly known as Ebates, offers cashback at thousands of stores. Users simply shop through the app’s links, and cashback is accumulated and paid out quarterly. The widespread partnership with big retailers is what makes Rakuten a must-have for savvy shoppers looking to save on every online purchase.

2. Ibotta

ibotta
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Ibotta turns grocery shopping into a money-saving venture. Before shopping, users select offers in the app and then upload their receipts to earn cashback. Its direct integration with major grocery stores for instant savings at checkout also simplifies the process, making Ibotta a go-to for families and individuals alike.

3. Fetch Rewards

Fetch Rewards
Photo Credit: Depositphotos.

Fetch Rewards is straightforward: scan any shopping receipt, and earn points based on the products bought. These points are redeemable for gift cards, including options for retail stores, online marketplaces, and restaurants. The simplicity of Fetch Rewards and its wide acceptance of receipts make it a popular choice.

4. Honey

man with glasses on phone laughing
Photo Credit: Depositphotos.

Honey is renowned for finding online coupon codes but also offers a cashback feature called Honey Gold. By shopping through Honey’s portal, users earn Gold points redeemable for gift cards. Its seamless browser extension automatically applies the best coupons, combining savings with cashback for double the benefits.

5. Dosh

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Dosh is unique for its direct link to credit and debit cards. Once you connect your cards, Dosh provides automatic cashback for purchases made at participating stores and restaurants. The hassle-free nature of Dosh, requiring no receipt scanning or offer selection, makes it an effortless way to save on everyday spending.

6. Shopkick

Shopkick
Photo Credit: Depositphotos.

Shopkick rewards users not just for purchases but for actions leading up to a purchase, like walking into a store or scanning item barcodes. Points, or “kicks,” can be redeemed for gift cards. This app is ideal for those who enjoy the shopping experience, offering rewards for both buying and browsing.

7. Receipt Hog

Smart Shopping
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With Receipt Hog, every receipt is a cashback ticket. Users snap a photo of their receipts from any store, earn coins or spins on the virtual slot machine, and can cash out through PayPal or Amazon gift cards. Gamification of saving is what makes it fun to earn rewards for everyday purchases.

8. Checkout 51

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Checkout 51 focuses on offering cashback for specific grocery items each week. Users browse offers, purchase featured products, and upload their receipts to earn cash back. App updates its deals weekly, making it a dynamic tool for grocery shoppers looking to save on staple items.

9. Swagbucks

Swagbucks
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Swagbucks offers a broad range of ways to earn rewards, from shopping online to taking surveys. While it’s not exclusively a cashback app, shopping through Swagbucks links earns users points redeemable for gift cards or PayPal cash, making it a versatile addition to your money-saving strategy.

10. Drop

Smart Moves with Smartphones
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Drop automates the cashback process by linking directly to your credit and debit cards. Users select their favorite stores in the app and automatically earn points for their purchases at those retailers, which can be redeemed for gift cards. Drop is perfect for those who prefer a set-it-and-forget-it approach to cashback.

11. TopCashback

TopCashback
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TopCashback prides itself on usually offering the highest rate of cashback. It partners with thousands of retailers to provide cashback on purchases made through their links. With no minimum payout threshold, users can withdraw their earnings at any time, making it highly flexible for savers.

12. BeFrugal

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BeFrugal offers cashback from over 5,000 stores along with coupons and deals to maximize savings. They also feature a “Best Rate Guarantee,” promising to match 125% of any higher cashback rate found elsewhere. This commitment to providing the best deals makes BeFrugal a standout choice for diligent savers.

13. MyPoints

businessman working on the phone
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MyPoints rewards users for shopping online, watching videos, taking surveys, and playing games, in addition to offering cashback on purchases from over 2,000 retailers. Points can be redeemed for gift cards or PayPal cash, offering versatile options for users to enjoy their earnings.

14. Fluz

Tourist in the city takes a photo on smartphone.
Photo Credit: Deposit photos.

Fluz is a newer entrant to the cashback scene that introduces a unique twist: users earn cashback not only on their purchases but also on the purchases of others they’ve referred to the app when those referrals buy from select merchants. This multi-level cashback system can significantly amplify earnings, especially for those with large social networks.

15. Shopback

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Photo Credit: Depositphotos.

Popular in the Asia-Pacific region and expanding globally, Shopback offers cashback on online purchases, travel bookings, and food delivery. It features an easy-to-use interface and provides the option to cash out earnings directly to a bank account, combining convenience with savings.

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